Section 1 — Overview of Financing

Flexible Financing Plans

Coastal Craft Buildings works with multiple financing and rent-to-own options that may be available for qualified buyers through third-party lenders or approved programs.

What you can expect may include:

• Competitive monthly payment options
• Flexible down payment requirements (subject to approval)
• Streamlined application process
• Access to multiple lending partners for broader qualification options

Availability, terms, and approval timelines vary by lender and buyer qualifications.

Section 2 — Key Financing Benefits

✔ Flexible Monthly Payments

Payment structures vary by unit, lender, and program, allowing buyers to choose options that fit their budget.

✔ Low Initial Investment Options

Some financing programs may offer reduced upfront costs for qualified applicants.

✔ Streamlined Approval Process

Many lenders provide fast online applications with clear terms. Approval timing varies by lender and applicant.

✔ Multiple Lending Partners

We work with lenders experienced in financing finished portable units and personal property structures, providing more flexibility and options.

Section 3 — Why Finance a Coastal Craft Unit?

Financing can be a practical way to acquire a finished living unit without paying the full cost upfront.

1. Keep Upfront Costs Manageable

Spread the cost over time instead of using all available cash at once.

2. Predictable Monthly Payments

Financing allows for consistent payment planning based on approved terms and conditions.

3. Flexible Use Options

Many buyers use their units for:

• Short-term rentals (where permitted)
• Long-term rentals (where permitted)
• Guest accommodations
• Private living or workspace

All use is subject to local zoning, permitting, and occupancy regulations.

4. What Financing May Cover

Depending on lender and program, financing may include:

• The unit itself
• Delivery
• Positioning and leveling at delivery
• Appliances and installed systems
• Interior finishes and upgrades

Site preparation, permits, utilities, and permanent installation requirements are not included unless specifically approved by the lender and handled by the buyer.

5. Preserve Your Savings

Financing helps keep cash available for land improvements, furnishings, landscaping, or emergency reserves.

6. Simple Application Process

Most applications are completed online, with clear disclosures and flexible terms based on buyer qualifications.

Section 4 — How Financing Works

Step 1: Choose Your Model

Select a studio, one-bedroom, or two-bedroom unit that fits your needs and budget.

Step 2: Apply Through Our Lending Partners

We connect you with lenders that may offer financing for finished portable units. Application details, approval timelines, and terms vary by lender.

Step 3: Review Your Options

Approved applicants receive financing terms outlining:

• Estimated monthly payment
• Interest rate
• Loan or agreement length
• Included items (if applicable)

All terms are provided directly by the lender.

Step 4: Finalize Your Order

Once financing is approved, unit features and options are finalized and scheduled for production.

Step 5: Delivery

The unit is delivered by a Graceland-certified hauler and positioned and leveled at delivery. Permanent anchoring, utilities, permits, and site requirements are determined by local jurisdiction and handled by the buyer.

Step 6: Begin Your Payments

Payments begin according to lender terms. Rates, payment amounts, and schedules vary by program and approval.

Section 5 — Get Pre-Approved

📞 Get Pre-Approved Today

Our team can help guide you through available financing options and connect you with participating lenders.

📱 850-333-2128

📍 Serving the Florida Panhandle

🕘 Monday–Saturday